Proposed Rule: Short-Term, Limited-Duration Insurance (STLD) Insurance Plans


The Proposed Rule’s expansion of short-term, limited-duration (STLD) insurance plans from three months to 364 days and allowing them to become renewable will have a severe negative impact on the health and financial wellbeing of people with chronic diseases and disabilities. When combined with other actions, such as the repeal of the individual mandate, potential expansion of Association Health Plans (AHPs), non-payment of cost-sharing reductions, shortened open enrollment periods, and reduced spending on marketplace advertisement and outreach, the cumulative impact is devastating.

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